There is not any general public information regarding a "maximum hdb personal loan 480 29" given that the figures are most likely a selected tackle or internal reference. The most HDB bank loan sum isn't a hard and fast sum but is as an alternative based on various elements, such as the Mortgage-to-Benefit (LTV) limit, the Home finance loan Servicing Ratio (MSR), along with the applicant's age, income, and money standing. For new and resale flats, the utmost LTV is nearly 75% of the purchase click here rate or valuation, whichever is reduced. The MSR makes certain that month-to-month home finance loan repayments don't exceed 30% of the client's gross monthly revenue. An HDB financial loan has an interest charge of 2.six% for each annum, pegged at 0.one% higher than the CPF Regular Account (OA) amount, and the most tenure is capped at twenty five years or around the client's age of 65, whichever is shorter. To find out the utmost financial loan you can find, you have to make an application for an HDB Bank loan Eligibility (HLE) letter.